Mijn VerbouwLening: Borrow up to €60,000 for energy-efficient home improvements

The Flemish government offers favorable loans for renovations like insulation and heat pumps through Mijn VerbouwLening, with interest rates from 0% to 1.5%.

Generic image: warm afternoon sunlight casting shadows on the sandstone walls, blue sky, in documentary style.
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Generic image: warm afternoon sunlight casting shadows on the sandstone walls, blue sky, in documentary style.

The Flemish government, through Mijn VerbouwLening, offers homeowners and certain landlords the opportunity to borrow up to €60,000 for energy-saving renovation works on their property.

This loan can finance works such as roof and wall insulation, new windows and doors, solar panels, or the installation of a heat pump. Addressing damp problems or renewing the electrical system also qualifies. The repayment period can extend up to a maximum of 25 years.
The loan's interest rate depends on the applicant's income and currently stands at 0%, 0.5%, or 1.5%. This rate is a discount on the statutory interest rate, which is revised annually. Individuals with higher incomes may not qualify for the lowest rates.
The loan is available to homeowners living in their own property, (private) landlords, co-ownership associations, and certain organizations. Applications are made via www.duurzaamwonen.be/mijnverbouwlening with quotes for the planned works. The Energiehuis Kempen verifies the eligible works, income, and repayment capacity.
For questions or assistance with the application, residents can contact the housing and energy desk of the municipality of Mol. Appointments can be made online via www.gemeentemol.be/energieloket or by phone at 014 27 24 00. Appointments take place at ’t Getouw, Molenhoekstraat 2, on Wednesday mornings or Thursday evenings.
Based on information from the official source: Stad Mol (16/10/2026)